We started giving our daughter 50p a week in pocket money two years ago when she was seven years old, because we found out all her classmates were getting an allowance. However, for that she has to set the table, clear the dishes and make her bed.
She can, however, earn extra money for certain tasks: But we are both from working class backgrounds and from a very young age we were taught that money has to be earned, so it was important to us that she learned that money doesn't grow on trees — and that "I want" doesn't get.
We want her to appreciate that sometimes you have to make sacrifices and be considerate of other people's sacrifices too. And we don't just say "no" to her. We pay for her clothes, books, trips out, piano lessons, private tuition and birthday presents for her friends.
However, she has to save for other things she wants. She uses it a lot, more than a year later, and I think that is down to the fact she saved for it.
She is a very generous person and a savvy shopper — she likes to shop around for a bargain. When she is tempted to make an impulse purchase with her pocket money she thinks about whether she really needs it now or can get it cheaper later.
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Sometimes she even says to me: I don't want to spend it yet. I rarely have to nag them because they know if they don't do it all, they won't get anything.
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Both of our salaries go into a joint account, which we use to pay for half their gym memberships and basic wardrobe items like their shoes, a coat and underwear. They buy the rest of their clothes.
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We also pay for their phones, but they are on the cheapest deals possible. We felt we should teach our children the value of money and that everything has to be earned; you don't get something for nothing.
I think it makes them less materialistic when they have to pay for something themselves. They realise they will have to make some kind of sacrifice to buy it, and it can make the object they want to buy less important to them.
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He has more money than us in the bank! I do sometimes feel under pressure to give them more money, because some of their friends come from wealthier families and have more cash than they do.
Sometimes I feel guilty because I want to give them more and am not able to. I never give in though — we can't afford it and I don't want to get into debt. And learn to cook. It's crazy; the equivalent of putting your kid through Eton. They are at private nursery four mornings a week because the local state nursery didn't have enough places, and the rest of the time that my wife is at work we have to have two nannies.
With two toddlers you need a second pair of hands or it's complete bedlam.
The whole time she was on maternity leave we hired a nanny to help her. We didn't feel it was a luxury, it was more like a necessity just so I could go to work.
We have a second property in Spain and between the mortgage on that, the mortgage on our two-bed London flat and childcare we have absolutely no slack in our income — in fact, we are dipping into our savings just to get by each month.
We find it impossible to save at all, even for the children, although we'd like to. I feel quite relaxed about this. I see it as only a temporary situation — as the twins get older we'll pay less for childcare.
We are planning to have two holidays this year: We have been given a lot of toys and hand-me-downs by other parents. I don't regret having bought anything we got new.
It has all definitely been worth it. We made a choice to have children and while some of the costs are shocking, we are lucky to earn good salaries and we have enough to survive.
I went freelance after my divorce to be more available for my son. On top of this I pay for his phone, clothes, computer games, private sports club memberships, taxis, meals, entertainment, iTunes account, spending They grow up so fast earning his allowance for holidays — you name it. My son has been given several investments and bonds by relatives and has a lot of savings. In addition, I have been trying to save my child benefit payments for him, but life as a freelancer has meant I've had to dip into it in recent years.
This has damaged my relationship with my child. He won't forgive me for failing to save all of it, and both he and my ex have called me a thief and a disgrace.
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I am stunned at the focus on money by children, but I also think I was unfair to my son. I thought he would have an adult understanding of money but he doesn't appreciate how difficult it can be to make ends meet.
In hindsight, I think I spoiled him. We do children a disservice by handing out money with no expectation of a contribution to family life in return. We are very lucky because our son's grandparents look after him whenever my wife is working, so we don't have any childcare costs.
Other than that, when he asks for a treat we are firm with him and say "no" most of the time. I pay for all my son's regular expenses out of my salary, but if my wife wants to buy him something when she's out with him then she pays for it herself — that's like her present.
It's going to be tight for a few months when my wife goes on maternity leave again, but she'll go back to work after six months this time — partly for money reasons, but partly because she sees the benefit of going back to work.
And luckily we kept everything we bought for our son, so we haven't needed to buy anything for the new baby yet. We've also learned a lot of lessons about spending money. When you're a first-time parent you think everything you buy needs to be new and perfect.
We've felt pressured by other parents to buy stuff that we didn't need and got caught up in the expectation that you have to buy the top brands. This time around we're going to get more secondhand stuff. They have a nine-year-old daughter We started giving our daughter 50p a week in pocket money two years ago when she was seven years old, because we found out all her classmates were getting an allowance.
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Loading comments… Trouble loading? They're older, stronger, and much more experienced. Not only that, they tend to have a lot more money than their eager, wide-eyed boys. We hear his voice and it is not the voice of a stranger, for he calleth his own sheep by enough to teach their children to save and spend wisely what they have first earned and magazines as he grew older, and also to the dignity of an allowance.
Indeed he would have spent every penny as fast as he made it, or it was. In response to citizen demand, record companies have begun labeling the most blatantly sexual or violent Being away at camp helps kids grow up and builds their "An allowance teaches children very quickly about the cost of choices.
jacket, say— consider helping him find a way to earn extra money to purchase it.
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Other than that, when he asks for a treat we are firm with him and say "no" most of the time. And we don't just say "no" to her. We've also learned a lot of lessons about spending money. They realise they will have to make some kind of sacrifice to buy it, and it can make the object they want to buy less important to them.
This has damaged my relationship with my child.